Fees and Limits that apply to your prepaid account are clear and simple.

We know you want a service that is easy to use and understand. Here’s a complete list of service and transaction fees that will deduct (when applicable) from your Account balance. For details, click here or call Customer Service.

Fee and Transaction Limit Schedule for the Money Network® Visa® Prepaid Card

ENROLLMENT FEE
Card Purchase Fee $0.00 

SPENDING MONEY FEE

ATM Withdrawals (see below for ATM balance inquiry and decline fees) | U.S. ATMs

An additional surcharge may be separately charged by an owner or operator of an ATM.

$1.50

ATM Withdrawals (see below for ATM balance inquiry and decline fees) | Non-U.S. ATMs

An additional surcharge may be separately charged by an owner or operator of an ATM. A foreign transaction conversion fee of 1% will apply to non-U.S. transactions. A Cross Border Transaction Fee of 3% will also apply. See “International Transaction Fees” in your Cardholder Agreement for details.

$2.50

Bank Teller Over-the-Counter Cash Withdrawal

(at any bank that displays the logo shown on your card)

$5.00

Money Network™ Check
(use, order, or stop payment; cash at participating check-cashing locations)

To find participating locations, use the Money Network mobile app (available at the App Store® and Google Play®), visit account.moneynetwork.com or call Customer Service.

$0.00

Signature Point-of-Sale Transactions (for purchases, declines and returns) | U.S. and Non-U.S.

A foreign transaction conversion fee of 1% will apply to non-U.S. transactions. A Cross Border Transaction Fee of 3% will also apply. See “International Transaction Fees” in your Cardholder Agreement for more information.

$0.00

PIN Point-of-Sale Transactions – with or without Cash Back (for purchases, declines and returns) | U.S. and Non-U.S.

A foreign transaction conversion fee of 1% will apply to non-U.S. transactions. A Cross Border Transaction Fee of 3% will also apply. See “International Transaction Fees” in your Cardholder Agreement for more information.

$0.00

Transfer Funds to a U.S. Bank Account (ACH transfer)

Fees and Transaction Limits for this type of transfer are covered by the Cardholder Agreement that may be viewed online or printed by going to account.moneynetwork.com. You must log in to view details or call Customer Service.

$2.00
MANAGING MONEY FEE

Monthly Account Maintenance Fee

Your Account Maintenance Fee will be billed to your Account once a month. If you have loaded $400 or more to your Account during the 28 days prior to your Account statement date, the Account Maintenance Fee will be waived for that statement period. Your Account statement date is the day of the month that you first open and register your Account, or within a few days of that date, and appears on your statement.

$1.95

Balance Inquiries and Alerts | via Mobile App, Automated Phone System, Customer Service, Online Access, or Notifications (push, email or text)

Your wireless carrier’s standard messaging and data rates may apply.

$0.00

Balance Inquiries and Declines at ATM | U.S. ATMs

An additional surcharge may be separately charged by an owner or operator of an ATM.

$1.00

Balance Inquiries and Declines at ATM | Non-U.S. ATMs

An additional surcharge may be separately charged by an owner or operator of an ATM.

$2.50

Balance Refund Check

$6.00

Customer Service 24/7

$0.00

Replacement Card with Standard Delivery

$6.00

Replacement Card: Additional Fee for Expedited Delivery

$10.00

Monthly Paper Statement by Mail

You may view statements online at no charge. You may also call to request transaction information or a printed 60-day history at no charge.

$2.95
ADDING MONEY FEE

Payroll Direct Deposit

$0.00

Direct Deposit of Other Funds (for example: tax refunds, child support, government benefits, etc.)

$0.00

Load Cash at Participating Retail or Reload Agent Locations (fee set by each location)

To find participating reload locations, use the Money Network mobile app (available at the App Store® and Google Play®), visit account.moneynetwork.com or call Customer Service.

Varies

TRANSACTION LIMIT SCHEDULE

For security and regulatory reasons, we may further limit the number, type, or dollar amount of the transactions you may make using your Account, or suspend the use of your Account and/or Card.

TRANSACTION TYPE

ATM Withdrawal Limit

$500 per transaction and per day (ATM owner may have lower limits)

Transactions at Point-of-Sale (POS)

$2,500 per transaction and per day

Money Network Check Limit

$1,000 per check (some check-cashing locations may have lower limits)

Bank Teller Over the Counter Cash Withdrawal

$1,000 per transaction and per day (bank may have lower limits)

Non-Payroll ACH Loads (Tax Refunds and Others)

$5,000 per day; $5,000 per calendar month

Retail or Reload Agent Loads

Retail or reload agents may set lower limits.
$950 per transaction and per day; $5,000 per calendar month

Account Balance | Maximum Allowed

$5,000 at any time

Outgoing ACH Transfer from Account

$1,000 per transaction at any time

We reserve the right to revise the Fee and Transaction Limit Schedule from time to time, and will notify you in accordance with your Cardholder Agreement and applicable law. You acknowledge that by maintaining an Account and/or continuing to use the Services after such notification, you are thereby agreeing to any such revisions to the fees, limits or other terms.